From 30/04/2026, the interest rates on fixed deposits (monthly/quarterly/half-yearly interest) and reinvestment deposits to be kept and renewed will be as follows

PeriodInterest Rate
General, Reg. Trust & Reg. SansthaSenior Citizen
07 Days to 29 Days2.75%2.75%
30 Days to 90 Days4.00%4.25%
91 Days to 180 Days4.25%4.50%
181 Days to 364 Days4.50%4.75%
12 Months to 36 Months6.15%6.40%
Above 36 Months to 60 Months6.00%6.30%
Above 60 Months to 120 Months5.90%6.20%
Interest rate for Recurring for all account holders, including senior citizens will remain at General Interest Rates
Interest rates for new or reinvestment of Fixed Deposit (Monthly, Quarterly & Six Monthly Interest) & Cumulative Deposit Above Rs. 1 Crore in one day single Deposit account are as follows :
ParticularsPeriodGeneral Reg. Trust & Reg. SansthaSenior Citizen
₹1 crore and above (single deposite account)400 Days6.40%6.40%
ParticularsPeriodGeneral Reg. Trust & Reg. SansthaSenior Citizen
₹1 crore and above up to ₹1.50 crore as a lump sum (single deposit account)400 Days7.00%7.00%
₹1.50 crore and above up to ₹2.50 crore as a lump sum (single deposit account)400 Days7.20%7.20%
ParticularsPeriodGeneral Reg. Trust & Reg. SansthaSenior Citizen
₹1 crore and above up to ₹2.50 crore as a lump sum (single deposit account)400 DaysCallable7.10%7.10%
Non Callable7.20%7.20%
₹2.50 crore and above up to ₹3.50 crore as a lump sum (single deposit account)400 DaysCallable7.30%7.30%
Non Callable7.40%7.40%
₹3.50 crore and above in a single deposit account as a lump sum (single deposit account)400 DaysCallable7.40%7.40%
Non Callable7.50%7.50%

2.75% interest rate for all account holders for savings account