From 30/04/2026, the interest rates on fixed deposits (monthly/quarterly/half-yearly interest) and reinvestment deposits to be kept and renewed will be as follows

Period Interest Rate
General, Reg. Trust & Reg. Sanstha Senior Citizen
07 Days to 29 Days 2.75% 2.75%
30 Days to 90 Days 4.00% 4.25%
91 Days to 180 Days 4.25% 4.50%
181 Days to 364 Days 4.50% 4.75%
12 Months to 36 Months 6.15% 6.40%
Above 36 Months to 60 Months 6.00% 6.30%
Above 60 Months to 120 Months 5.90% 6.20%
Interest rate for Recurring for all account holders, including senior citizens will remain at General Interest Rates
Interest rates for new or reinvestment of Fixed Deposit (Monthly, Quarterly & Six Monthly Interest) & Cumulative Deposit Above Rs. 1 Crore in one day single Deposit account are as follows :
Particulars Period General Reg. Trust & Reg. Sanstha Senior Citizen
₹1 crore and above (single deposite account) 400 Days 6.40% 6.40%
Particulars Period General Reg. Trust & Reg. Sanstha Senior Citizen
₹1 crore and above up to ₹1.50 crore as a lump sum (single deposit account) 400 Days 7.00% 7.00%
₹1.50 crore and above up to ₹2.50 crore as a lump sum (single deposit account) 400 Days 7.20% 7.20%
Particulars Period General Reg. Trust & Reg. Sanstha Senior Citizen
₹1 crore and above up to ₹2.50 crore as a lump sum (single deposit account) 400 Days Callable 7.10% 7.10%
Non Callable 7.20% 7.20%
₹2.50 crore and above up to ₹3.50 crore as a lump sum (single deposit account) 400 Days Callable 7.30% 7.30%
Non Callable 7.40% 7.40%
₹3.50 crore and above in a single deposit account as a lump sum (single deposit account) 400 Days Callable 7.40% 7.40%
Non Callable 7.50% 7.50%

2.75% interest rate for all account holders for savings account